State Unemployment Insurance (SUI) is a government-funded program that helps pay some of your out-of-work expenses. To collect SUI, your employer must have contributed to the program and offered you the chance to join. Employment Insurance (EI) is for self-employed people and not those employed by another person or company. If you are working at a company that offers SUI, you must pay into the premium. In addition, your employer may also contribute on your behalf. The amount is calculated based on the income and age of the worker and how many hours they work per week. To collect SUI, you must file online or in-person with your local unemployment services office.