Bankruptcy is a legal proceeding through which individuals or businesses can regain financial freedom by dividing their assets and working out a full final settlement with creditors. The judiciary maintains a balance between protecting creditors’ rights and freeing the debtor from overwhelming debt.

Bankruptcy allows an individual or small business to start over with a fresh financial foundation with the help of a bankruptcy trustee appointed by the Court to assist in solving your financial problems. Bankruptcy can be a solution to eliminate debts that are too large, too old, or that you cannot resolve on your terms. It is a legal proceeding that helps businesses get back on their feet and operate as new companies.

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